Investment Property Loan

Grow your assets

Buy, develop or re-finance residential real estate.
Pay for construction

Draw down funds as you need them during your build.
Repay with rent

Pay interest only until rental income starts to flow.

With a BSP Investment Property Loan, you can start or grow your residential real estate portfolio. Whether you’re buying, developing or refinancing, this is one of the cheapest property finance options for your business.

About the Investment Property Loan

This loan is ideal for developing residential real estate. You can draw down funds as you need them as you build. Repayments are interest-only while construction continues. Start paying down the principal when the rent comes in. Or make lump sum payments any time to clear your debt faster.

Apply at a local branch

How to Apply

Apply In Branch

1
Download the application form ahead of time or ask for a copy at your BSP branch.
2
Bring along your documents and we’ll help you complete your application. Find a branch

What You’ll Need

1
Letter of confirmation of employment and wages from current employer
2
Letter of offer from the customer confirming the purchase price and copy of the state lease
3
Letter of acceptance from the vendor
4
Evidence of 25% equity contribution by the customer
5
VNPF ID and copy of the latest statement
6
Copy of Driver’s Licence
7
Salary Deduction Authority
8
Confirmation of ownership of major assets advised e.g.; copy of state lease, cop of vehicle registration, must be provided with your application.

Rates and Fees

Available on application.

Forms and Documents

Loan Application Form

If you’re applying from a rural area, contact your local BSP branch for guidance, or use our online enquiry form for help.

Grow your assets

Pay for construction

Repay with rent

About the Investment Property Loan

Apply at a local branch

How to Apply

Apply In Branch

What You’ll Need

Rates and Fees

Forms and Documents