Home Loan

Buy your own home

Stop renting and move into your own home sooner.
Renovate or expand

Upgrade or extend your home to match your needs.
Refinance with ease

Switch your loan to BSP for better financial security.

Whether you’re buying your first home, upgrading your space or switching lenders, a BSP Home Loan gives you flexible options with expert guidance. Our team helps you understand your borrowing power and repayments so you can make informed decisions about your future.

Apply at a local branch

How to Apply

Apply In Branch

1
Download the application form ahead of time or ask for a copy at your BSP branch.
2
Bring along your documents and we’ll help you complete your application. Find a branch.

What You’ll Need

Existing Customers:
1
Valid ID and BSP account details.
New Customers:
1
Primary ID: Current Passport, Driver’s License, National ID and VNPF ID.
2
Proof of Address: Utility bill, bank statement or rental agreement.
3
Proof of Income: Employment letter or pay slips.

Rates and Fees

Please see Rates & Charges for more information.

Forms and Documents

1
Fill out the online application form.
2
Upload below required documents:

– Latest 12 months VNPF statement.

– 3 recent payslips.

– Employment contract.

– Sale and Purchase agreement to be provided (for purchase of a new property).

– 3 quotes for building works (for upgrade works).

– Valuation and Insurance certificate for all/any security properties being provided in support of facility.

– Supporting bank statement to show source of funds for minimum equity contribution.

If you’re applying from a rural area, contact your local BSP branch for guidance, or use our online enquiry form for help.

Buy your own home

Renovate or expand

Refinance with ease

About the BSP Home Loan

Apply at a local branch

How to Apply

Apply In Branch

What You’ll Need

Rates and Fees

Forms and Documents